Mortgage Servicing Loss Mitigation Contacts
With more than 50% of foreclosures being prevented, the first step a homeowner can take is to call their Mortgage Company and ask to speak to someone in the “ Loss Mitigation Department. ” If your lender is not listed below, call the number listed on your mortgage statement and ask to speak with someone in the Loss Mitigation Department about a repayment plan, loan modification, forbearance agreement, partial claim or loan assumption.
I also might suggest that if you are not really sure how these things work or it is an emotionally charged situation, then do not attempt calling the loss mitigation department yourself. Let a 3rd party company handle the loss mitigation departments for you.. These 3rd party companies have direct access to the right people and can help you tremendously.
Mortgage Company Contacts:
- ABM AMRO Mortgage — 800-783-8900
- AmTrust Bank (fka Ohio Savings Bank) — 888-696-4444
- Beneficial — 800-333-5848
- Charter One — 800-234-6002
- Chase — 800-446-8939
- CitiFinancial Mortgage - 800-753-3673
- Citimortgage — 800-283-7918
- Countrywide — 800-262-4218
- Deutsche Bank — National Call Number on Mortgage Statement
- Fifth Third Bank — 800-375-1745, Option 3
- First Merit Bank — 888-728-9931
- GMAC Mortgage — 877-841-4673 or 800-850-4622
- HSBC Mortgage — 800-338-6441
- Huntington National Bank — 800-323-4695
- Homecomings Financial - 877-841-4673
- Key Bank — 800-422-2442
- LaSalle National Bank — 800-783-8900
- Mortgage Electronic Registration Systems — 888-679-6377
- National City — 800-367-9305, Ext. 53221
- Ocwen Federal Bank — 800-746-2936
- Option One — 866-711-1962
- Saxon — 800-665-7367
- Select Portfolio Servicing — 888-818-6032
- SkyBank — 800-290-3359
- Third Federal Savings — 888-844-7333
- US Bank — 800-365-7900
- Wachovia Bank of Delaware — 866-642-8608
- Washington Mutual — 866-926-8937
- Wells Fargo — 877-216-8448


Comment by Anthony McCray on 19 August 2008:
I noticed that you don’t list the contact information aka phone number for Ditech yet you worked with them in the past; any particular reason as that is who I’m trying to reach to get a demand for pay-off amount for closing my escrow. They keep saying it’s 7-10 business days and we want to close within the next 7-10 days as everything is lined up to do that except obtaining ditech’s pay-off?
Can you help me expedite this?
Comment by Roy Slater on 20 August 2008:
Ditech.com Pay off demands, It is 800-766-4622. Their hours of operation are Monday- Friday (6 am-10 pm) and Saturday 9 am - 1pm Central Standard Time. They are typically pretty quick too.
GMAC is on the list. They should be able to assist as well. Ditech.com is owned by GMAC.
Comment by Natalie Bean on 24 November 2008:
I’m looking for the lost Mitigation for GMAC Mortgage, I can only get to the collection department. They will not give me their number. I’m in a big mess with a condo association that is going under in FL. Thanks
Comment by Homesandagents.com on 25 November 2008:
As requested. Here are the Phone Numbers.. Let me know how they work out.
30+ days late:
800-799-9250
0-30 days late:
800-206-2901